Posted by Muneeza Realty Group on 8/18/2018

This Single-Family in Shrewsbury, MA recently sold for $790,000. This Colonial style home was sold by Muneeza Realty Group - Keller Williams Realty.


10 Ashwood Cir, Shrewsbury, MA 01545

Single-Family

$729,900
Price
$790,000
Sale Price

9
Rooms
4
Beds
2/1
Full/Half Baths
Fantastic Colonial in a cul de sac location~ Desirable Spring St. School district~ Just like brand new!~Beautifully maintained~4 bedrooms ~2.5 baths~1st floor features large sunny family room open to gorgeous kitchen with expansive island~ Granite counters~ Hardwood floors~ Stainless Steel appliances~ Plenty of cabinets and walk-in pantry~ Large Study~ Living Room and beautiful Dining Room with wainscoting~ Crown Moldings~1/2 bath & laundry/mudroom~ oversized composite and cedar deck. 2nd floor features Master suite with huge walk-in closet, large bathroom with jetted tub and tile shower~3 additional bedrooms with hardwoods and 2nd full bath~ Walk up Attic with tons of storage space~ Finished basement with slider to backyard~ Gas Heating 3 zones~ Central air 3 zones~ City water/sewer~ Minutes to highways 290, 495, Mass Pike and Route 9~Minutes to shopping~ Great commuter location! Showings begin at the open house from 1-3pm on 06/03/18

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Categories: Sold Homes  


Posted by Muneeza Realty Group on 8/18/2018

Buying a home is probably the largest purchase you will make in your lifetime. In spite of down payments and monthly mortgage dues, youíll also have to plan for the fees that come with purchasing a home. These expenses are collectively known as closing costs.

Just how much can you expect to spend on closing costs when buying a house? Experts say that closing costs amount to anywhere between 3 and 5% of the cost of the home. So, if you buy a $250,000 home, you could pay as much as $12,000 in closing costs and associated fees.

Coupled with a down payment that is due at the time of signing, closing on a home can get very expensive very quickly. But weíre here to help you understand the cost of closing and how you can potentially cut some of those costs that are due at the time of signing. Read on to learn how.

What are closing costs?

There are dozens of possible expenses that may come up at the time of closing. Depending on your unique situation, you might pay for several or just a few of them. Some common closing costs include:

  • Mortgage application fee. This fee describes the cost of processing your mortgage application. Be sure to go over everything that this fee covers with your lender.

  • Attorney fee. While this fee may not always be required, it is a good idea to have an attorney review your mortgage and related documents and contracts.

  • Property tax. It isnít out of the ordinary to be asked to pay the first or first two months of your property tax at the time of closing.

  • Insurance premiums. Flood, fire, and mortgage insurance premiums may all be required to be paid at the time of closing as well.

  • Home inspection. Itís not a legal obligation to inspect a home before you buy it, but it can save you thousands of dollars in repairs if an issue is discovered after you already sign on a new home.

  • Origination fee. Not all lenders charge an origination fee, but can expect to pay up to 1% of the value of the home to cover the lenderís administrative expenses.

  • Transfer tax. This is the tax for when a property changes ownership. Each state and county charge different amounts, with some states charging no transfer tax at all.

  • Underwriting costs. This is another fee charged by your lender for the work they do to ensure you are safe to lend to.

Where you can save

We know what youíre thinking: thatís a lot of fees. The good news, however, is that you likely wonít end up paying every closing cost there is, and sometimes closing costs are negotiable.

Hereís our advice on how to reduce closing costs.

  1. Shop around. Find a lender that offers a closing cost that youíre comfortable with. Ask the lender for Good Faith Estimate (GFE). The lender is obligated by law to provide a GFE within three business days of applying for a loan.

  2. Negotiate with the lender. Since you havenít signed on the loan yet, you still have the power to negotiate. For best results, try to negotiate the smaller and more obscure fees; those that arenít as common with other lenders are more likely to be reduced or removed.

  3. Negotiate with the seller. Some costs may be negotiated with the seller depending on quickly they would like to sell the home. Negotiate things like inspection fees or transfer taxes with the seller. Or, bring up the closing costs with the seller and see if they will reduce the price of the home to accommodate for some of the closing costs. 





Posted by Muneeza Realty Group on 8/12/2018

Lovely condo at South Meadow Condominium in Shrewsbury! This well maintained unit features hardwood floors, kitchen with SS appliances~slider to oversized composite deck and private back yard~Family room with fireplace~Tiled bathrooms~ second floor laundry in unit~2nd floor with carpeted bedrooms~Finished walkout basement with slider to patio~Plenty of storage~1 Car detached garage~Easy commute to major routes~Just 3 miles to the Grafton Train~Pool, Tennis, trails and a play area~Minutes to shopping and restaurant~This unit truly has everything you are looking for. Available October 1st.

More Info on this Property | New Listing Alerts





Posted by Muneeza Realty Group on 8/11/2018

When you buy a home, you may wonder what the benefits of having your own realtor to represent you are. If youíre a first-time homebuyer, you probably will have a lot of questions. If youíre a second-time homebuyer you may still have a lot of questions! Buying a home can be a long, tedious process. Itís very helpful to know that you have a knowledgable realtor by your side to represent you and help you through the home buying process. If youíre looking to buy a home in a tough market, hiring your own realtor to represent you as a buyer is especially important. 


First, you should consider interviewing some prospective buyers agents in your area. Maybe you can get recommendations from friends and family as well. Learn what you can expect from a top realtor who will represent you as a buyer. 


Honesty Is The Best Policy


Your agent should be completely honest with you. While they canít tell you what you personally want in a home, they should give you every last disclosure. No agent should put a home value or their own commission above their clients. This means that thereís strict documentation that realtors must follow including a code of ethics and standards for practice. A realtor must uphold these promises.  


Judging honesty in a realtor can be difficult. An honest real estate agent will help you through the home search process, for example. This is a good place to start. If the realtor points out some of the potential issues that you may have as a buyer in a home, you can see that honesty is one of their main policies.


Good Communicator


A realtor should be in frequent communication with you. Even if your home search isnít active, they will check in, and see where youíre at in the process and if your needs have changed. 

Your realtor should alert you if offers have been made on properties that youíre interested in as well. Your buyerís agent should reply to texts, e-mails, or calls within a short time frame of receiving them. Having a realtor thatís on top of things for you is important when it comes to buying a home since, without their help and information, the perfect home could slip through the cracks for you.                  


Knowledge Of Rules, Regulations, And Best Practices


Your buyerís agent should have extensive knowledge of the real estate rules and regulations that are within your state. Each state has different practices when it comes to buying a home. Hiring a buyerís agent is especially helpful if you are unfamiliar with a state or city. Your agent will be well-informed on all of your responsibilities as a buyer, as well as how and when you should complete these tasks and signings throughout the entire home buying process.





Posted by Muneeza Realty Group on 8/10/2018


75 Brookdale Cir, Shrewsbury, MA 01545

Rental

$2,500
Price

8
Rooms
3
Beds
2/1
Full/Half Baths
Lovely condo at South Meadow Condominium in Shrewsbury! This well maintained unit features hardwood floors, kitchen with SS appliances~slider to oversized composite deck and private back yard~Family room with fireplace~Tiled bathrooms~ second floor laundry in unit~2nd floor with carpeted bedrooms~Finished walkout basement with slider to patio~Plenty of storage~1 Car detached garage~Easy commute to major routes~Just 3 miles to the Grafton Train~Pool, Tennis, trails and a play area~Minutes to shopping and restaurant~This unit truly has everything you are looking for. Available October 1st.
Open House
No scheduled Open Houses

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Tags: Shrewsbury   Real Estate   01545   Rental  
Categories: New Homes  




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