Posted by Muneeza Realty Group on 4/21/2018


11 Gibbs St, Worcester, MA 01607

Rental

$1,250
Price

4
Rooms
2
Beds
2
Baths
Don't miss this sparkling clean newly renovated 2nd floor 2 bedroom/2 bath at Wyndemere Heights! Spacious living room with new flooring & slider to deck. The deck has extra storage closet. The large master bedroom has 2 closets, slider to deck and an attached full bathroom. 2nd bedroom is good size with large closet~ white kitchen, newer appliances ~ Pull up a couple bar stools to your pub-height peninsula in the kitchen~Washer and dryer are in the unit~Updates include New Paint, wood flooring and bathrooms. Recessed lighting. This is right across route 146 from the new Sam's Club & the super Walmart. This condo is close to 146, the Mass Pike and 290 with great access to all that downtown Worcester has to offer. ONE Assigned Parking spot with plenty of Visitor Parking.NO PETS!!!
Open House
No scheduled Open Houses

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Tags: Real Estate   Rental   Worcester   01607  
Categories: New Homes  


Posted by Muneeza Realty Group on 4/21/2018

Itís always a goal in life to be happier in our jobs and make more money. When it comes to buying a home, your job status can have a big effect on whether or not youíll be able to buy a home or not. You will be able to buy a home using a new source of income. Even refinancing can be a breeze when you have a new job and the right knowledge. 


Many people believe that changing jobs or having gaps in between employment is a certain type of black hole when it comes to getting a mortgage. However, if you approach all of the changes in the correct way, you should be able to land the mortgage deal and secure a home.


Average Income


One of the most important numbers that your lender will calculate when youíre buying a home is that of your average income. This will be based on the pay that you had earned in the past 24 monthsĎ time. If you have had the same job and pay, this wonít be much of a big deal, However, if any of these things have changed (or will soon change) your lender may have some questions. This doesnít mean that your mortgage application will be struck down completely. 


Information Thatís Needed In The Event Of A Job Change


If you have recently changed jobs in the process of trying to refinance or buy a new home, your lender will need a few pieces of information from you. These items include:


  • An offer letter for the job
  • A role or title change letter (if applicable)
  • Compensation package change confirmation
  • Verification of employment
  • Most recent pay stub


Hourly Employees


If youíre an hourly employee, unfortunately, youíre under the tightest type of scrutiny when it comes to applying for a mortgage. Your income will be averaged for as long as you have been an hourly employee. If you work full-time, this wonít be too much of a problem. If your hours fluctuate from week-to-week, this can make things a bit more complicated.


If your hourly rates have recently gone up, youíll need a bit of info from your employer to help you get the income verification that your lender needs. These items include:


  • An offer letter
  • Recent pay stubs
  • The new compensation structure or offer

If you have any sort of extenuating circumstances like a relocation or a new position, this information can help to bridge the gap in any information that just doesnít add up as far as your employment history goes. 


Salaried Employees


If youíre a salaried employee, things are a bit simpler. Your lender will have a much easier time calculating your average income. The only issue that you may encounter is if you have had a gap in employment. For this, your lender will require a written explanation of what occurred during that time period.  

 

Lenders want to protect themselves, but in a way, they also want to protect you from getting in over your head with how much you can afford for a home. With some proof and a little explanation, you should be able to get a house you can afford if you have all of the information that you need to back up your financial history and employment history.




Categories: Uncategorized  


Posted by Muneeza Realty Group on 4/19/2018


573 South Street, Shrewsbury, MA 01545

Single-Family

$829,000
Price

10
Rooms
4
Beds
3
Baths
ONLY THREE LOTS LEFT! House is up and ready for finishes. A rare and limited one time opportunity to own a portion of New England's last remaining large farms.Offered for the first time with private pastoral views of stonewalls and woodlands.Only 35 miles from Boston, 7 miles from Worcester and just 1.6 miles to the Westborough Train Station~Perfect country setting~ Reputable builder from Boston builds CUSTOM CRAFTED HOMES~Gourmet kitchen~ Quality finish details are standard such as hardwood flooring throughout, high ceilings, wainscoting and crown moldings~First floor Guest bedroom Possible~ Full Bath on First Floor~ Side entry Garage~City water, 4 bedroom septic and Natural Gas~Bring your pickiest buyer~High quality construction and finishes~This is home! Spring 2018 Delivery. ASK AGENT ABOUT OTHER TWO LOTS and Floor Plans.
Open House
Sunday
April 22 at 2:00 PM to 4:00 PM
Welcome to Shrewsbury Vineyards! Construction is well underway, come see the progress made! This is the time to customize your plans and finishes. As this is a construction site, please wear sturdy shoes.See you on Sunday!
Cannot make the Open Houses?
Location: 573 South Street, Shrewsbury, MA 01545    Get Directions

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Categories: Open House  


Posted by Muneeza Realty Group on 4/19/2018


579 South Street, Shrewsbury, MA 01545

Single-Family

$799,900
Price

9
Rooms
4
Beds
3
Baths
ONLY THREE LOTS LEFT! A rare and limited one time opportunity to own a portion of New England's last remaining large farms.Offered for the first time with private pastoral views of stonewalls and woodlands.Only 35 miles from Boston, 7 miles from Worcester and just 1.6 miles to the Westborough Train Station~Perfect country setting~ Reputable builder from Boston builds CUSTOM CRAFTED HOMES~Gourmet kitchen~ Quality finish details are standard such as hardwood flooring throughout, high ceilings, wainscoting and crown moldings~First floor Guest bedroom Possible~City water, 4 bedroom septic and Natural Gas~Bring your pickiest buyer~High quality construction and finishes~This is home! Early Spring Delivery. ASK AGENT ABOUT OTHER TWO LOTS and Floor Plans.
Open House
Sunday
April 22 at 2:00 PM to 4:00 PM
Welcome to Shrewsbury Vineyards! Construction is well underway, come see the progress made! This is the time to customize your plans and finishes. As this is a construction site, please wear sturdy shoes.See you on Sunday!
Cannot make the Open Houses?
Location: 579 South Street, Shrewsbury, MA 01545    Get Directions

Similar Properties





Categories: Open House  


Posted by Muneeza Realty Group on 4/19/2018


577 South St, Shrewsbury, MA 01545

Single-Family

$799,900
Price

9
Rooms
4
Beds
3
Baths
ONLY THREE LOTS LEFT! A rare and limited one time opportunity to own a portion of New England's last remaining large farms.Offered for the first time with private pastoral views of stonewalls and woodlands.Only 35 miles from Boston, 7 miles from Worcester and just 1.6 miles to the Westborough Train Station~Perfect country setting~ Reputable builder from Boston builds CUSTOM CRAFTED HOMES~Gourmet kitchen~ Quality finish details are standard such as hardwood flooring throughout, high ceilings~First floor Guest bedroom Possible~ Side entry Garage possible~City water, 4 bedroom septic and Natural Gas~Bring your pickiest buyer~High quality construction and finishes~This is home! Early Spring Delivery. ASK AGENT ABOUT OTHER TWO LOTS and Floor Plans.
Open House
Sunday
April 22 at 2:00 PM to 4:00 PM
Welcome to Shrewsbury Vineyards! Construction is well underway, come see the progress made! This is the time to customize your plans and finishes. As this is a construction site, please wear sturdy shoes.See you on Sunday!
Cannot make the Open Houses?
Location: 577 South St, Shrewsbury, MA 01545    Get Directions

Similar Properties





Categories: Open House  




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